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COPOCO Community CU
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COPOCO Community Credit Union Routing / Transit / ABA # 272476925 | Choose Direct Deposit!

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EMV Chip Cards

Chip technology is becoming the security standard in the U.S. as many merchants are begininng to accept chip cards and we want to make sure you are fully equipped.  Plus, you will have greater security when making purchases at a chip-enabled terminal! 
EMV Cards (chip cards)                                                                                                                                                                                                                  If you have any additional questions, you are more than welcome to or contact our call center at 800.292.2897.

“Here, There, and Everywhere… access your money from just about Anywhere”  Fee Free ATM Locations:

  • COPOCO Community Credit Union - 4265 East Wilder Road – Bay City
  • COPOCO Community Credit Union - 1479 Straits Drive - Bay City (At US-10 and I-75)
  • COPOCO Community Credit Union - 3262 Cabaret Trail South - Saginaw
  • IBEW Hall - 1300 W Thomas Street -Bay City
    • ( During Hall Hours Only)
  • Ideal Party Store - 908 North Johnson Street – Bay City
  • Ideal Party Store - 401 Salzburg Avenue -  Bay City
  • Saginaw Soccer Complex - 3575 McCarty Road - Saginaw
    • (During Seasonal Events Only)
  • Consumers Energy Saginaw Service Center - 2400 Weiss Street - Saginaw
    • (During Office Hours Only)
ATM Locator  Don't forget you that you can also get cash back with your COPOCO MasterCard ATM/Debit card at the check-out of most local merchants and national retailers that accept debit card as payment.

.                              Click Here to apply for your COPOCO ATM/Debit Card                                                                                                                     

Upon approval, your ATM/Debit card will be mailed to you within 10 business days of application. Your card can be programmed with the Personal Identification Number (PIN) of your choice when you bring it in to any of our offices for programming.  Applications must be signed and returned to any branch office for processing.  At this time they cannot be processed online.

The Security and Privacy of your payments are important.  Protect your MasterCard ATM/Debit card with your own personal password so only you can purchase with it online.  It's easy, safe and FREE of charge.  Without MasterCard SecureCode Registration, chargeback rights may be lost should a fraudulent charge post to your account.


Helping each member realize their financial goals and dreams