Fees & Charges - COPOCO Community CU

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COPOCO Community CU
Online Account Access 24/7
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      Fees & Charges
      Effective Date: April 1, 2022
      AAA Auto Insurance $2.00 per policy
      AAA Home Owners Insurance $1.00 per policy
      Account Close within 90 days $10.00 each
      Reopen After CU Imposed Account Closure $10. each
      Account Reconciliation $35.00 per hour
      Account Research $35.00 per hour
      Account Statement Reprint $5.00 per month
      ATM Debit Mastercard Replacement $10.00 each after One card FREE per year unless related to Fraud
      ATM Fee - Foreign Transaction Fee $1.00 each
      ATM Fee - Non Member Surcharge $2.00 each
      Check (Sharedraft) Photocopy $2.00 each | FREE request through COPOCO@home
      Debit Card Dispute - Denied $30.00 each
      Debt Consolidation Processing Fee $35.00 per application
      Deposit Item Returned $35.00 each
      Document Shredding Service FREE
      Dormant Account Fee $5.00 each per month following dormancy notice
      Escheat Processing $50.00 each or account balance if less than $50
      e-Statements FREE / $5 incentive to sign up
      Garnishment Processing Fee $35.00 each
      Indirect Lending Late Payment $15.00 or 5% of payment - the greater amount
      IRA / ESA Annual Fee $25.00 each
      Land Contract Service $5.00 per month
      Money Order - up to $1000 $1.50 each
      Non-Sufficient Funds (NSF) Item $35.00 each
      Notary Public FREE
      Overdrawn Forced Transfer Item $5.00 each
      Overdraft Privilege Paid Item $35.00 each
      Overdrawn Debit / ATM, EFT & Point of Sale (POS) Transaction $35.00 each
      Pay by Phone -minimum $25 payment required $15.00 each
      Pre-authorized Payment $10.00 each | Only available when electronic processing not offered
      Return Mail Due to Invalid Address $3.00 per month
      Skip-A-Pay $35.00 each | Available in Jan. or Aug. only
      Share Draft / Checking Accounts $2.00 minimum balance fee when the daily balance in the account falls below $300.00 any day of the month. This fee can be avoided with direct deposit. Ask for details.
      Share Draft " FREE" COPOCO Branded Checks FREE, 1st order per calendar year, then $10 per order.
      Stop Payment Item $35.00 each | FREE through COPOCO@home
      Unlimited Transactions Per Account FREE
      VISA Platinum Late Payment Fee $25.00 month
      VISA HELOC Platinum Late Payment Fee $30.00 month
      VISA Replacement Card $35.00 each | after 3rd reissue
      VISA Gift Card $2.95 each
      VISA Statement Reprint $5.00 each per month
      Wire Transfer (domestic only) Incoming/Outgoing $20.00 each


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