Fees & Charges | |
Effective Date: March 1, 2019 | |
Name | Fee |
AAA Auto Insurance | $2.00 per policy |
AAA Home Owners Insurance | $1.00 per policy |
Account Close and Reopen within 90 days | $30.00 each |
Account Reconciliation | $35.00 per hour |
Account Research | $35.00 per hour |
Account Statement Reprint | $5.00 per month |
ATM Debit Mastercard Replacement | $35.00 each after 3rd reissue |
ATM Fee - Foreign Transaction Fee | $1.00 each |
ATM Fee - Non Member Surcharge | $2.00 each |
Check (Sharedraft) Photocopy | $2.00 each | FREE request through COPOCO@home |
Debit Card Dispute - Denied | $30.00 each |
Debt Consolidation Processing Fee | $35.00 per application |
Deposit Item Returned | $35.00 each |
Document Shredding Service | FREE |
Dormant Account Fee | $5.00 each per month following dormancy notice |
Escheat Processing | $50.00 each or account balance if less than $50 |
e-Statements | FREE |
Garnishment Processing Fee | $30.00 each |
Indirect Lending Late Payment | $15.00 or 5% of payment - the greater amount |
IRA / ESA Annual Fee | $10.00 each |
Land Contract Service | $5.00 per month |
Money Order - up to $1000 | $1.50 each |
Non-Sufficient Funds (NSF) Item | $35.00 each |
Notary Public | FREE |
Overdrawn Forced Transfer Item | $5.00 each |
Overdraft Privilege Paid Item | $35.00 each |
Overdrawn Debit / ATM, EFT & Point of Sale (POS) Transaction | $35.00 each |
Pay by Phone -minimum $25 payment required | $15.00 each |
Pre-authorized Payment | $10.00 each | Only available when electronic processing not offered |
Skip A Pay | $35.00 each | Available in Jan. or Aug. only |
Share Draft / Checking Accounts | $2.00 minimum balance fee when the daily balance in the account falls below $300.00 any day of the month. This fee can be avoided with direct deposit. Ask for details. |
Stop Payment Item | $35.00 each | FREE through COPOCO@home |
VISA Platinum Late Payment Fee | $25.00 month |
VISA HELOC Platinum Late Payment Fee | $30.00 month |
VISA Replacement Card | $35.00 each | after 3rd reissue |
VISA Gift Card | $2.95 each |
VISA Statement Reprint | $5.00 each per month |
Wire Transfer | $20.00 each | Incoming or Outgoing within USA only |