Checking

Checking Accounts from COPOCO Powered By ELGA Credit Union are some of the best deals in town!

You can save money in fees you may be paying elsewhere. Checking account qualifications required, ask us for details.

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Open an Account

Kasasa Cash® — High-Interest Rewards

Earn more with our highest-yield checking account.

Up to 6.17% APY*
No minimum opening deposit
No monthly fees
Relationship Rewards points included

Kasasa Cash Back® — Cash-Back on Everyday Purchases

Get rewarded every time you use your debit card.

Up to $10 cash back each month
No minimum opening deposit
No monthly fees

Basic Cash — Simple, Straightforward Checking

A dependable checking option with essential features.

0.10% APY
No minimum opening deposit
$3 monthly fee (easily waived with simple qualifications)**
Earn Relationship Rewards points

Vibe — Banking for Youth & Young Adults (14–25)

A checking account built for young adults starting their financial journey.

0.10% APY
No minimum opening deposit
No monthly fees
Earn Relationship Rewards points

Open Your Account Today

Get more from your everyday banking — from rewards to digital convenience.

Open an Account

*When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $15,000.00 in your Kasasa Cash account earn a dividend rate of 6.00% resulting in an APY of 6.17%; and daily balances over $15,000.00 earn a dividend rate of 0.25% on the portion of the daily balance over $15,000.00, resulting in a range from 6.17% to 1.01% APY depending on the account’s daily balance.

**If you meet at least one of the following qualifications, the $3.00 monthly fee will be waived: Have at least 10 debit card purchases post and settle, receive eStatements, be age 65 or older, sign up for ELGA Perks, or carry a $1,000 daily average balance.

For further details please see our Rate and Service Charges Disclosure.