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Your Transition to ELGA Credit Union begins March 2, 2026 

We’re excited to welcome you to ELGA Credit Union. As COPOCO CU and ELGA CU become one organization, our goal is to make your experience smooth, clear, and stress?free. This page gives you everything you need to know — what’s changing, what you need to do, and how we’ll support you through the transition.

What's Happening

COPOCO Community Credit Union officially merged with ELGA Credit Union on August 1, 2025. The next important milestone is the system conversion on March 2, 2026. Learn more by reading our full Merger Guide

Key Dates to Know

February 17:
Your new ELGA CU Debit Card will be mailed out.

February 27–March 1:
Some services may no longer be available in digital and mobile.

March 2:
Activate your new Debit Card and enroll in digital banking.

Changes coming March 2nd

1. Activate your new ELGA Debit Card.
2. Enroll in ELGA Digital Banking.
3. Update your routing number: 272479935.
4. Verify updated account number.
5. Continue using your checks.

Where to bank after March 2?

Beginning Monday, March 2, visit us at one of our 15 area locations

BAY CITY – STRAITS
1479 Straits Drive
Bay City, MI 48706

BAY CITY – WILDER
4265 Wilder Rd.
Bay City, MI 48706

BURTON
2303 S. Center Rd.
Burton, MI 48519

CLIO
7026 W. Vienna Rd.
Clio, MI 48420

DAVISON
8415 Davison Rd.
Davison, MI 48423

DOWNTOWN FLINT
600 S. Saginaw St.
Flint, MI 48502

FENTON (VGs)
1390 N. Leroy St.
Fenton, MI 48430

FLINT
5072 Corunna Rd.
Flint, MI 48532

FLUSHING
6243 W. Pierson Rd.
Flushing, MI 48433

GOODRICH
8125 S. State (M15)
Goodrich, MI 48438

GRAND BLANC
6019 Grand Pointe Blvd.
Grand Blanc, MI 48439

HOLLY
15223 N. Holly Rd.
Holly, MI 48442

LAPEER
799 S. Harrison St.
Lapeer, MI 48446

LINDEN
8017 Silver Lake Rd.
Linden, MI 48451

SAGINAW
2686 McLeod Dr. N.
Saginaw, MI 48604

Related Documents

Merger Guide

Change in Terms

Past News & Events

Read the Press Release     FAQs

Formal Notice of Proposed Merger     Merger News

Financial Statement

July 31, 2025 Press Release

Welcome Letter

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