VISA® Credit Card

VISA Platinum features & benefits

Low 9.90% APR (Annual Percentage Rate)
No annual fee
Uchoose Rewards
- Earn 1,000 points for signing up | one 1,000 bonus point award per member account
Worldwide acceptance
Credit Line increases only upon your request & qualification
Payments* may be made:

- In person at the credit union office

- Online through www.copoco.org COPOCO@home bill pay

- US Mail: VISA

PO Box 1040

Bay City MI 48706

* Note payment postponement of funds availability:

Visa payments of $1,000.00 or less will have the funds available in 1 to 2 business days. Payments over $1,000.00 will have the funds available in 7 to 10 business days. However, interest will still be calculated according to payment process date, not funds availability date.

VISA® Platinum Disclosure

Holiday Shopping Notice

With most holiday deals being digital this year, this means there will be an increased chance of false fraud since transactions are processed nationwide. To prevent these issues, if you are looking to do an increase in holiday shopping, please contact us to set a travel notification for the days that you're planning on shopping.

Online VISA Account Access

Online Access makes it easier and more convenient than ever to manage your credit card account:

Make a payment
View my bill
View your statement history and recent transactions
Enjoy the convenience of 24 hour access

HELOC VISA® (Home Equity Line of Credit)

COPOCO Community Credit Union NMLS ID# 184528

Secured by the credit in your home
15 years to repay
Fees for closing costs, such as appraisal, recording fees, application fee, title insurance, and cancellation fee are waived at closing, but will be repayable to COPOCO Community Credit Union in the event you do not maintain an account balance during the first three (3) years of the draw period.
Low "Draw Period" payments
Possible tax savings

HELOC VISA® Platinum Application & Disclosure Available at our office location.


Dave Ward	Mary Beth Bli	Kendra Christensen
Residential / Commercial Real Estate	Consumer / Mortgage Officer	Vice President of Lending
NMLS ID# 1012952	NMLS ID #1370122	NMLS ID #1595957