VISA® Credit Card

March 2023 Balance Transfer Promotion

Offer is good for March 1st - April 28th 2023

Promotional rate is 6.99% APR (Annual Percentage Rate) for one year after that the rate will be 9.90% APR

NO BALANCE TRANSFER FEE

$500.00 minimum balance on the transfer

This applies to everyone (NEW & EXISTING Members)

*membership is required

Credit Score isn't a factor. However, Creditworthiness is.

*Credit Score (in combination with income) will be used to determine the members CREDITWORTHINESS. We use the score and the income to determine the VISA® limit a member can have.

* Creditworthiness- is a lender's willingness to trust you to pay your debts. A borrower deemed creditworthy is one a lender considers willing, able and responsible enough to make loan payments as agreed until a loan is repaid.

VISA Platinum features & benefits

Low 9.90% APR (Annual Percentage Rate)
No annual fee
Uchoose Rewards
- Earn 1,000 points for signing up | one 1,000 bonus point award per member account
Worldwide acceptance
Credit Line increases only upon your request & qualification
Payments* may be made:

- In person at the credit union office

- Online through www.copoco.org COPOCO@home bill pay

- US Mail: VISA

PO Box 1040

Bay City MI 48706

* Note payment postponement of funds availability:

Visa payments of $1,000.00 or less will have the funds available in 1 to 2 business days. Payments over $1,000.00 will have the funds available in 7 to 10 business days. However, interest will still be calculated according to payment process date, not funds availability date.

VISA® Platinum Disclosure

Online VISA Account Access

Online Access makes it easier and more convenient than ever to manage your credit card account:

Make a payment
View my bill
View your statement history and recent transactions
Enjoy the convenience of 24 hour access

HELOC VISA® (Home Equity Line of Credit)

COPOCO Community Credit Union NMLS ID# 184528

Secured by the credit in your home
15 years to repay
Fees for closing costs, such as appraisal, recording fees, application fee, title insurance, and cancelation fee are waived at closing, but will be repayable to COPOCO Community Credit Union in the event you do not maintain an account balance during the first three (3) years of the draw period.
Low "Draw Period" payments
Possible tax savings

HELOC VISA® Platinum Application & Disclosure Available at our office location.


Dave Ward	Mary Beth Bli	Kendra Christensen
Residential / Commercial Real Estate	Consumer / Mortgage Officer	Vice President of Lending
NMLS ID# 1012952	NMLS ID #1370122	NMLS ID #1595957