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COPOCO Community CU
COPOCO@HOME
Online Account Access 24/7
  • Learn More About Contactless Lending
  • Emergency Recovery Loan
  • Schedule an Appointment Today!
  • Buck$ & Dough Loan Special
  • Fall into a new auto loan today!
  • Score 3x uChoose Rewards this Black Friday & Cyber Monday
  • Keep your Cards Protected with COPOCO Card Guard
  • Learn More About Contactless Lending
  • Emergency Recovery Loan
  • Schedule an Appointment Today!
  • Buck$ & Dough Loan Special
  • Fall into a new auto loan today!
  • Score 3x uChoose Rewards this Black Friday & Cyber Monday
  • Keep your Cards Protected with COPOCO Card Guard
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VISA® Credit Card

apply online

VISA Platinum features & benefits

  • Low 9.90% APR (Annual Percentage Rate)     
  • No annual fee
  • Uchoose Rewards
    • Earn 1,000 points for signing up | one 1,000 bonus point award per member account
  • Worldwide acceptance
  • Credit Line increases only upon your request & qualification
  • Payments* may be made:
            -  In person at the credit union office
            -  Online through www.copoco.org  COPOCO@home bill pay
            -  US Mail:  VISA
                               PO Box 1040
                               Bay City MI 48706

* Note payment postponement of funds availability:

Visa payments of $1,000.00 or less will have the funds available in 1 to 2 business days. Payments over $1,000.00 will have the funds available in 7 to 10 business days. However, interest will still be calculated according to payment process date, not funds availability date.

VISA® Platinum Disclosure

Holiday Shopping Notice

With most holiday deals being digital this year, this means there will be an increased chance of false fraud since transactions are processed nationwide. To prevent these issues, if you are looking to do an increase in holiday shopping, please contact us to set a travel notification for the days that you're planning on shopping.

Online VISA Account Access

Online Access makes it easier and more convenient than ever to manage your credit card account:  

  • Make a payment
  • View my bill
  • View your statement history and recent transactions
  • Enjoy the convenience of 24 hour access

HELOC VISA®  (Home Equity Line of Credit)

COPOCO Community Credit Union NMLS ID# 184528

  • Secured by the credit in your home
  • 15 years to repay
  • Fees for closing costs, such as appraisal, recording fees, application fee, title insurance, and cancellation fee are waived at closing, but will be repayable to COPOCO Community Credit Union in the event you do not maintain an account balance during the first three (3) years of the draw period.
  • Low "Draw Period" payments
  • Possible tax savings

HELOC VISA® Platinum Application & Disclosure Available at our office location. 

Dave Ward Mary Beth Bli Kendra Christensen
Dave Ward  Mary Beth Bli   Kendra Christensen
Residential  / Commercial Real Estate
Consumer / Mortgage Officer Vice President of Lending
NMLS ID# 1012952 NMLS ID #1370122 NMLS ID #1595957

 

 

 

 

 

 

 

 

 

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