Rates
Loan Rates
| Recreational Vehicles | ||
| Effective Date: 04.01.17 | ||
| Boats and RVs, up to 10 years old | ||
| Term | Rate | Sample Payment Amount |
| 0 - 71 months | 2.75% APR | $15.28 / mo per $1,000 borrowed based on maximum term |
| 72 - 83 months | 3.00% APR | $13.36 / mo per $1,000 borrowed based on maximum term |
| 84 - 95 months | 3.25% APR | $11.96 / mo per $1,000 borrowed based on maximum term |
| 96 - 107 months | 3.50% APR | $10.90 / mo per $1,000 borrowed based on maximum term |
| 108 - 119 month | 3.75% APR | $10.08 / mo per $1,000 borrowed based on maximum term |
| 120 months / $16,000 or more | 4.00% APR | $10.13 / mo per $1,000 borrowed based on maximum term |
| APR = Annual Percentage Rate | Listed rates reflect Rate Discount | Upon applicant qualification | The APR (annual percentage rate) you receive is based on your credit worthiness and the term of your loan | ||
| New / Used Autos & Street Bikes (225 CC or Higher) | ||
| Effective Date: 10.19.2016 | ||
| Term | Rate | Sample Payment Amount |
| 0 - 71 months | 2.00% APR | $14.95 / mo per $1,000 borrowed based on maximum term |
| 72 - 83 months | 2.50% APR | $13.14 / mo per $1,000 borrowed based on maximum term |
| 84 - 95 months | 3.00% APR | $11.84 / mo per $1,000 borrowed based on maximum term |
| 96 - 107 months | 3.50% APR | $10.90 / mo per $1,000 borrowed based on maximum term |
| 108 - 119 months | 4.00% APR | $10.20 / mo per $1,000 borrowed based on maximum term |
| 120 months | 4.50% APR | $10.37 / mo per $1,000 borrowed based on maximum term |
| APR = Annual Percentage Rate | Listed rates reflect Rate Discount | Upon applicant qualification | The APR (annual percentage rate) you receive is based on your credit worthiness and the term of your loan | ||
| Personal Loans - You have dreams, we have money! | ||
| Effective Date: 10.19.2016 | ||
| Term | Rate | Sample Payment Amount |
| 12 - 36 months | 8.00% APR | $31.34 / mo per $1,000 borrowed based on maximum term |
| 37 - 48 months | 9.00% APR | $25.00 / mo per $1,000 borrowed based on maximum term |
| 49 - 60 months | 10.00% APR | $21.25 / mo per $1,000 borrowed based on maximum term |
| APR = Annual Percentage Rate | Listed rates reflect Rate Discount | Upon applicant qualification | The APR (annual percentage rate) you receive is based on your credit worthiness and the term of your loan | ||
Deposit Rates
| CDs | |||
| Effective Date: 04.01.2017 | |||
| Term | Min. Deposit | APY* | Dividend Rate |
3 Month |
$1,000.00 | 0.10 APY | 0.10 APR |
6 Month Money Market |
$2,500.00 | 0.15 APY | 0.15 APR |
6 Month Youth |
$300.00 | 0.15 APY | 0.15 APR |
7 Month |
$2,500.00 | 0.18 APY | 0.18 APR |
9 Month |
$2,500.00 | 0.20 APY | 0.20 APR |
1 Year |
$500.00 | 0.35 APY | 0.35 APR |
1 Year Youth |
50/$5 adds | 0.35 APY | 0.35 APR |
18 Month |
$500.00 | 0.45 APY | 0.45 APR |
24 Month** |
$5,000.00 | 0.55 APY | 0.55 APR |
30 Month |
$500.00 | 0.60 APY | 0.60 APR |
36 Month |
$1,000.00 | 0.75 APY | 0.75 APR |
48 Month** |
$5,000.00 | 1.01 APY | 1.00 APR |
5 Year |
$500.00 | 1.15 APY | 1.15 APR |
| APY = Annual Percentage Yield | APR = Annual Percentage Rate | Rates subject to change without notice | |||
| Fees may reduce the earnings on account | Early withdrawal penalty will or may be imposed | |||
| IRA Certificate Rates | |||
| Effective Date: 04.01.2017 | |||
| Term | Min. Deposit | APY* | Dividend Rate |
| 1 Year Traditional | $1,000.00 | .60 APY | .60 APR |
| 2 Year Traditional | $1,000.00 | .65 APY | .65 APR |
| 5 Year Traditional | $1,000.00 | 1.15 APY | 1.14 APR |
| 1 Year Roth | $1,000.00 | .60 APY | .60 APR |
| 2 Year Roth | $1,000.00 | .65 APY | .65 APR |
| 5 Year Roth | $1,000.00 | 1.15 APY | 1.14 APR |
| IRA Certificates: No adds | 3 month penalty | Automatic renewal | Dividends Compound | |||
| APR = Annual Percentage Rate | APY = Annual Percentage Yield | Rates subject to change without notice | |||
| Fees may reduce the earnings on account | Early withdrawal penalty will or may be imposed | |||
| Savings Rates | ||
| Effective Date: 04.01.2017 | ||
| APY* | Dividend Rate | |
| These are the prospective rates for the 2nd quarter ending June 30, 2017 & posting July 1, 2017. | ||
| Open Share IRA | 0.50 APY | 0.50 APR |
| Primary Share (savings) Minimum Balance = $5.00 | 0.05 APY | 0.05 APR |
| Christmas Club | 0.05 APY | 0.05 APR |
| Escrow / Sub Share | 0.05 APY | 0.05 APR |
| Checking / Share Draft | 0.00 APY | 0.00 APR |
| Premier Business Account | $10,000 minimum daily balance required | 0.25 APY | 0.25 APR |
| APR = Annual Percentage Rate | APY = Annual Percentage Yield | ||
| A minimum balance of $5.00 is required to obtain APY on Savings / Primary Share Accounts | Rates are subject to change without notice as determined by the Credit Union Board of Directors | ||
Fees can reduce the earnings on share accounts
Certificate rates are subject to change on a daily basis and not all compound interest.
All rates subject to change without notice as determinded by the Credit Union Board of Directors