- Auto and Home Insurance Program (TruStage)
- Mechanical Breakdown Insurance (MBI)
- Guaranteed Asset Protection (GAP)
At COPOCO CCU, we're happy to bring you products and services that can help you do more with what you have. That's why we've joined with a dedicated team of insurance professionals to bring you the TruStage Auto and Home Insurance Program.
Working with carefully selected insurance companies, these programs can provide discounted rates designed for credit union members, along with online services and 24/7 claims service.
Get your free quote online today or call 1-855-292-3216.
*TruStage® Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This product is not sold or guaranteed by your credit union. ©TruStage Insurance Agency 2019. AUT, EXR-2520547.1-0419-0521
You have auto insurance and GAP to cover your vehicle in case you’re in an accident or your vehicle is stolen. But what happens when the air conditioner fails or the power windows no longer work and the vehicle is out of warranty, or you bought a used vehicle with no warranty?
With Mechanical Breakdown Protection (MBP), the repair of covered items and systems which cause a breakdown could be paid for with a variety of coverage levels. MBP is available for new and used vehicles. Call today for more information about MBP, including costs, limitations, and conditions of purchase.
For more information about MBP including costs, limitations, and conditions or to purchase MBP, call COPOCO CCU at 800-572-0725.
*Mechanical Breakdown Protection is underwritten by Route 66.
Don't Go Unprotected - Get GAP! You've just financed your dream car. Before you drive away, consider this:
- A new car will lose as much as 19% of value in the first year of ownership.1
- On average, 11% of a car's value is lost the moment you leave the lot.2
- Over 765,000 motor vehicles were stolen in the U.S. in 2016. 3
Guaranteed Asset Protection (GAP) waives the difference between your primary insurance carrier's settlement and the payoff of your loan in the event your vehicle is totaled or stolen.
Eligible Vehicles and Terms, many new or used vehicles are eligible for GAP Advantage.
Your one-year-old financed vehicle
is a total loss beyond repair
|Your loan balance||$15,000|
|Your insurance company settlement based on your vehicle's market value at time of loss||$11,000|
|Your insurance deductible||$ 1,000|
|Total amount you owe without GAP||$ 5,000|
|Total amount you owe with GAP||$ 0|
|PLUS: A $1,000 credit toward the financing of your replacement vehicle!|
*Information provided as an example. Subject to certain limitation and exclusions. Contact your loan officer for more information.