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Rate Discounts 

To qualify for a COPOCO CCU Rate Discount, you must obtain 3 of the 5 COPOCO CCU products or services listed below.  

Rate Discounts
Effective Date: 07.01.19
Product & Service Options
1. Active VISA Credit Card (must be active of at least 6 months)
2. Direct Deposit of Net Pay
3. Purchase of Gap Insurance
4. Purchase of Credit Life and / or payment protection
5. Purchase of Mechanical Breakdown Insurance

  • APR = Annual Percentage Rate | The APR you receive is based on your credit worthiness and the term of your loan
  • Maximum of one (1) .25% APR "Rate Discount" per loan
  • At no time shall any auto, recreational vehicle, or personal loan rate be booked below the floor rate of 2.25% APR
  • All shares pledged loans will be booked at our floor rate of 2.25% APR

For more information contact our Loan Department:

Loans@copoco.org | 989-684-3640 | 800-572-0725