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COPOCO Community CU
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COPOCO Community Credit Union Routing / Transit / ABA # 272476925 | Choose Direct Deposit!

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Deposit Rates

Savings Rates
Effective Date: 01.01.2017
APY*Dividend Rate
These are the prospective rates for the 1st quarter ending March 31, 2017 & posting April 1, 2017.
Open Share IRA 0.50 APY 0.50 APR
Primary Share (savings) Minimum Balance = $5.00 0.05 APY 0.05 APR
Christmas Club 0.05 APY 0.05 APR
Escrow / Sub Share 0.05 APY 0.05 APR
Checking / Share Draft 0.00 APY 0.00 APR
Premier Business Account | $10,000 minimum daily balance required 0.25 APY 0.25 APR
APR = Annual Percentage Rate | APY = Annual Percentage Yield
A minimum balance of $5.00 is required to obtain APY on Savings / Primary Share Accounts | Rates are subject to change without notice as determined by the Credit Union Board of Directors

CDs
Effective Date: 01.01.2017
TermMin. DepositAPY*Dividend Rate

3 Month

$1,000.00 0.10 APY 0.10 APR

6 Month Money Market

$2,500.00 0.15 APY 0.15 APR

6 Month Youth

$300.00 0.15 APY 0.15 APR

7 Month

$2,500.00 0.18 APY 0.18 APR

9 Month

$2,500.00 0.20 APY 0.20 APR

1 Year

$500.00 0.35 APY 0.35 APR

1 Year Youth

50/$5 adds 0.35 APY 0.35 APR

18 Month

$500.00 0.45 APY 0.45 APR

24 Month**

$5,000.00 0.55 APY 0.55 APR

30 Month

$500.00 0.60 APY 0.60 APR

36 Month

$1,000.00 0.75 APY 0.75 APR

48 Month**

$5,000.00 1.01 APY 1.00 APR

5 Year

$500.00 1.15 APY 1.15 APR
APY = Annual Percentage Yield | APR = Annual Percentage Rate | Rates subject to change without notice
Fees may reduce the earnings on account | Early withdrawal penalty will or may be imposed

IRA Certificate Rates
Effective Date: 01.01.2017
TermMin. DepositAPY*Dividend Rate
1 Year Traditional $1,000.00 .60 APY .60 APR
2 Year Traditional $1,000.00 .65 APY .65 APR
5 Year Traditional $1,000.00 1.15 APY 1.14 APR
1 Year Roth $1,000.00 .60 APY .60 APR
2 Year Roth $1,000.00 .65 APY .65 APR
5 Year Roth $1,000.00 1.15 APY 1.14 APR
IRA Certificates: No adds | 3 month penalty | Automatic renewal | Dividends Compound
APR = Annual Percentage Rate | APY = Annual Percentage Yield | Rates subject to change without notice
Fees may reduce the earnings on account | Early withdrawal penalty will or may be imposed

 

Certificate rates are subject to change on a daily basis and not all compound interest

All rates subject to change without out notice as determined by the Credit Union Board of Directors

Helping each member realize their financial goals and dreams