| New / Used Autos & Street Bikes (225 CC or Higher) |
| Effective Date: 02/21/2022 |
| Term | Annual Percentage Rate | Sample Payment Amount monthly per $1,000 borrowed based on maximum term |
| 0 - 71 months |
2.99% APR |
$15.39 |
| 72 - 83 months |
3.25% APR |
$13.47 |
| 84 - 95 months |
3.50% APR |
$12.07 |
| 96 - 107 months |
4.00% APR |
$11.13 |
| 108 - 119 months |
4.50% APR |
$10.61 |
| 120 months |
5.00% APR |
$10.61 |
| APR = Annual Percentage Rate | The APR you receive is based on your credit worthiness and the term of your loan |
| *These rates are subject to change depending on the year of the vehicle. |
| Boats & Travel Trailers |
| Effective Date: 03/17/2021 |
| Term | Annual Percentage Rate | Sample Payment Amount monthly per $1,000 borrowed based on maximum term |
| 0 - 71 months |
3.25% APR |
$15.51 |
| 72 - 83 months |
3.50% APR |
$13.59 |
| 84 - 95 months |
4.00% APR |
$12.31 |
| 96 - 107 months |
4.50% APR |
$11.37 |
| 108 - 119 months |
5.00% APR |
$10.68 |
| 120 months |
5.50% APR |
$10.86 |
| APR = Annual Percentage Rate | The APR you receive is based on your credit worthiness and the term of your loan |
| Personal Recreational Vehicles |
| Effective Date: 03/17/2021 |
| Term | Annual Percentage Rate | Sample Payment Amount monthly per $1,000 borrowed based on maximum term |
| 0 - 59 months |
4.25% APR |
$18.22 |
| 60 - 71 months |
4.25% APR |
$15.96 |
| 72 - 83 months |
4.50% APR |
$14.05 |
| 84 - 95 months |
5.00% APR |
$12.67 |
| APR = Annual Percentage Rate | The APR you receive is based on your credit worthiness and the term of your loan |
| Personal Loans - You have dreams, we have money! |
| Effective Date: 03/17/2021 |
| Term | Annual Percentage Rate | Sample Payment Amount monthly per $1,000 borrowed based on maximum term |
| 12 - 36 months |
8.25% APR |
$31.46 |
| 37 - 48 months |
9.25% APR |
$25.01 |
| 49 - 60 months |
10.25% APR |
$25.00 |
| APR = Annual Percentage Rate | The APR you receive is based on your credit worthiness and the term of your loan |
| Debt Consolidation |
| Effective Date: 03/17/2021 |
| $35.00 processing fee |
| Term | Interest Rate / APR* | Sample Payment Amount monthly per $1,000 borrowed based on maximum term |
| 0 - 36 months |
9.75% / 12.16% |
$32.14 |
| 48 months |
10.75% / 12.61% |
$25.72 |
| 60 months |
11.75% / 13.29% |
$22.11 |
| *APR = Annual Percentage Rate | The APR you receive is based on your credit worthiness and the term of your loan |
| Buck$ and Dough "No Credit Check" Loan Special |
| Effective Date: Oct. 1 thru Dec. 30, 2021 |
| Term | Interest Rate / APR* | Application Fee | Sample Payment Amount monthly per $1,100 borrowed based on maximum term |
| 11 months |
18% / 24.46% |
$35.00 |
$109.14 |
| $1,500 maximum limit available to Members whom have successfully paid off their Buck$ and Dough Loan from last year's promotion. |
| *APR = Annual Percentage Rate | No other discounts apply |
| LOAN SPECIAL REQUIREMENTS |
| 1. Provide 4 months verifiable full direct deposit |
| 2. Be in good standing with COPOCO CCU for the previous 4 months |
| 3. Make loan payment using Auto Transfer |
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