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Loan Rates | Ask About Rate Discount Options

New / Used Autos & Street Bikes (225 CC or Higher)
Effective Date: 10.18.18
TermAnnual Percentage RateSample Payment Amount monthly per $1,000 borrowed based on maximum term
0 - 71 months 2.99% APR $15.39
72 - 83 months 3.25% APR $13.47
84 - 95 months 3.50% APR $12.07
96 - 107 months 4.00% APR $11.13
108 - 119 months 4.50% APR $10.61
120 months 5.00% APR $10.61
APR = Annual Percentage Rate | The APR you receive is based on your credit worthiness and the term of your loan

Boats & Travel Trailers
Effective Date: 10.18.18
TermAnnual Percentage RateSample Payment Amount monthly per $1,000 borrowed based on maximum term
0 - 71 months 3.25% APR $15.51
72 - 83 months 3.50% APR $13.59
84 - 95 months 4.00% APR $12.31
96 - 107 months 4.50% APR $11.37
108 - 119 months 5.00% APR $10.68
120 months 5.50% APR $10.86
APR = Annual Percentage Rate | The APR you receive is based on your credit worthiness and the term of your loan

Personal Recreational Vehicles
Effective Date: 10.18.18
TermAnnual Percentage RateSample Payment Amount monthly per $1,000 borrowed based on maximum term
0 - 59 months 4.25% APR $18.22
60 - 71 months 4.25% APR $15.96
72 - 83 months 4.50% APR $14.05
84 - 95 months 5.00% APR $12.67
APR = Annual Percentage Rate | The APR you receive is based on your credit worthiness and the term of your loan

Personal Loans - You have dreams, we have money!
Effective Date: 10.18.18
TermAnnual Percentage RateSample Payment Amount monthly per $1,000 borrowed based on maximum term
12 - 36 months 8.25% APR $31.46
37 - 48 months 9.25% APR $25.01
49 - 60 months 10.25% APR $25.00
APR = Annual Percentage Rate | The APR you receive is based on your credit worthiness and the term of your loan

Debt Consolidation
Effective Date: 10.18.18
$35.00 processing fee
TermAnnual Percentage RateSample Payment Amount monthly per $1,000 borrowed based on maximum term
0 - 36 months 9.75% APR $32.04
48 months 10.75% APR $25.62
60 months 11.75% APR $22.01
APR = Annual Percentage Rate | The APR you receive is based on your credit worthiness and the term of your loan

Buck$ and Dough "No Credit Check" Loan Special
Effective Date: Oct. 1 thru Dec 28
TermAnnual % RateApplication FeeSample Payment Amount monthly per $1,000 borrowed based on maximum term
11 months 18.00% APR $35.00 $99.27
$1,500 maximum limit available to Members whom have successfully paid off thier previous Buck$ and Dough Loan
APR = Annual Percentage Rate | No other discounts apply
LOAN SPECIAL REQUIREMENTS
1. Provide 4 months verifiable full direct deposit
2. Be in good standing with COPOCO CCU for the previous 4 months
3. Make loan payment using Auto Transfer

APR = Annual Percentage Rate

Effective RATE Date = date in which one or more rates changed.  Current rate listed will be used in calculation on date loan application is submitted. 

All listed rates subject to change at anytime without notice as determined by the Credit Union Board of Directors.