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Loan Rates | Ask About Rate Discount Options

New / Used Autos & Street Bikes (225 CC or Higher)
Effective Date: 07.01.18
TermRateSample Payment Amount
0 - 71 months 2.25% APR $15.06 / mo per $1,000 borrowed based on maximum term
72 - 83 months 2.75% APR $13.25 / mo per $1,000 borrowed based on maximum term
120 months 4.75% APR $10.49 / mo per $1,000 borrowed based on maximum term
84 - 95 months 3.25% APR $11.96 / mo per $1,000 borrowed based on maximum term
96 - 107 months 3.75% APR $11.02 / mo per $1,000 borrowed based on maximum term
108 - 119 months 4.25% APR $10.32 / mo per $1,000 borrowed based on maximum term
APR = Annual Percentage Rate | Ask About Rate Discount Options | Upon applicant qualification | The APR (annual percentage rate) you receive is based on your credit worthiness and the term of your loan

Boats & Travel Trailers
Effective Date: 07.01.18
TermRateSample Payment Amount
0 - 71 months 3.00% APR $15.40 / mo per $1,000 borrowed based on maximum term
72 - 83 months 3.50% APR $13.59/ mo per $1,000 borrowed based on maximum term
84 - 95 months 4.00% APR $12.31 / mo per $1,000 borrowed based on maximum term
96 - 107 months 4.50% APR $11.37 / mo per $1,000 borrowed based on maximum term
108 - 119 months 5.00% APR $10.68/ mo per $1,000 borrowed based on maximum term
120 months 5.50% APR $10.86 / mo per $1,000 borrowed based on maximum term
APR = Annual Percentage Rate | Ask About Rate Discount Options | Upon applicant qualification | The APR (annual percentage rate) you receive is based on your credit worthiness and the term of your loan

Personal Recreational Vehicles
Effective Date: 07.01.18
TermRateSample Payment Amount
0 - 59 months 4.00% APR $18.71 / mo per $1,000 borrowed based on maximum term
60-71 months 4.00% APR $15.22 / mo per $1,000 borrowed based on maximum term
72 - 83 months 4.50% APR $14.05 / mo per $1,000 borrowed based on maximum term
84 - 95 months 5.00% APR $12.67 / mo per $1,000 borrowed based on maximum term
APR = Annual Percentage Rate | Ask About Rate Discount Options | Upon applicant qualification | The APR (annual percentage rate) you receive is based on your credit worthiness and the term of your loan

Personal Loans - You have dreams, we have money!
Effective Date: 07.01.18
TermRateSample Payment Amount
12 - 36 months 8.25% APR $31.46 / mo per $1,000 borrowed based on maximum term
37 - 48 months 9.25% APR $25.01 / mo per $1,000 borrowed based on maximum term
49 - 60 months 10.25% APR $25.00 / mo per $1,000 borrowed based on maximum term
APR = Annual Percentage Rate | Ask About Rate Discount Options | Upon applicant qualification | The APR (annual percentage rate) you receive is based on your credit worthiness and the term of your loan

Debt Consolidation
Effective Date: 07.01.18
$35.00 processing fee
TermRateSample Payment Amount
0-36 months 9.75% APR $32.04 / mo per $1,000 borrowed based on maximum term
48 months 10.75% APR $25.62 / mo per $1,000 borrowed based on maximum term
60 months 11.75% APR $22.01 / mo per $1,000 borrowed based on maximum term
APR = Annual Percentage Rate | Ask About Rate Discount Options | Upon applicant qualification | The APR (annual percentage rate) you receive is based on your credit worthiness and the term of your loan

Buck$ and Dough "No Credit Check" Loan Special
Effective Date: Oct. 1 thru Dec 28
TermRateSample Payment AmountFee
11 months 18.00% APR $99.27 / mo per $1,000 borrowed based on maximum term $35.00 Application Fee
$1,500 maximum limit available to Members whom have successfully paid off thier previous Buck$ and Dough Loan
APR = Annual Percentage Rate | No other discounts apply to this loan promotion
Loan Special Requirements:
1. Provide 4 months verifiable full direct deposit
2. Be in good standing with COPOCO CCU for the previous 4 months
3. Make loan payment using Auto Transfer

APR = Annual Percentage Rate

Effective RATE Date = date in which one or more rates changed.  Current rate listed will be used in calculation on date loan application is submitted. 

All listed rates subject to change at anytime without notice as determined by the Credit Union Board of Directors.