Loan Rates - COPOCO Community CU

See All | Contract
COPOCO Community CU
COPOCO@HOME
Online Account Access 24/7
  • Summer Toy Loans! We can help! Click apply online.
  • COPOCO Community Credit Union Kid's Club Safety Day. Saturday June 1, 2024 from 9:00am till noon. Click learn more to see additional details.
  • Summer Toy Loans! We can help! Click apply online.
  • COPOCO Community Credit Union Kid's Club Safety Day. Saturday June 1, 2024 from 9:00am till noon. Click learn more to see additional details.
A A A +

Loan Rates | Ask About Rate Discount Options

New / Used Autos & Street Bikes (225 CC or Higher)
Effective Date: Sunday, May 19th, 2024
TermAnnual Percentage RateSample Payment Amount monthly per $1,000 borrowed based on maximum term
0 - 60 months 6.00% APR $19.34
61-72 months 6.25% APR $16.70
73-84 months 6.75% APR $14.98
85-96 months 2018 8.00% APR $14.14
97-108 months 2019 8.75% APR $13.42
109-120 months 2020+ 9.25% APR $12.81
APR = Annual Percentage Rate | The APR you receive is based on your credit worthiness and the term of your loan
*These rates are subject to change depending on the year of the vehicle.

Secured Toy Loans
Effective Date: Sunday, May 19th, 2024
TermAnnual Percentage RateSample Payment Amount monthly per $1,000 borrowed based on maximum term
0 - 60 months 7.00% APR $19.81
61 - 72 months 7.25% APR $17.18
73-84 months 7.75% APR $15.47
85-96 months 8.00% APR $14.14
97-108 months 8.25% APR $13.15
109-120 months 8.50% APR $12.41
APR = Annual Percentage Rate | The APR you receive is based on your credit worthiness and the term of your loan
*120 months has a $30,000 minimum purchase price.

Unsecured Loans - We Can Help!
Effective Date: 10/19/2023
$35.00 processing fee
TermAnnual Percentage RateSample Payment Amount monthly per $1,000 borrowed based on maximum term
0 - 36 months 9.50% APR $32.05
37 - 48 months 10.50% APR $25.62
49 - 60 months 11.50% APR $22.01
61-72 months 13.75% APR $20.49
PR = Annual Percentage Rate | The APR you receive is based on your credit worthiness and the term of your loan

Buck$ and Dough "No Credit Check" Loan Special
Effective Date: Oct. 1 thru Dec. 30
TermInterest Rate / APR*Application FeeSample Payment Amount monthly per $1,100 borrowed based on maximum term
11 months 18% / 24.46% $35.00 $109.14
$1,500 maximum limit available to Members whom have successfully paid off their Buck$ and Dough Loan from last year's promotion.
*APR = Annual Percentage Rate | No other discounts apply
LOAN SPECIAL REQUIREMENTS
1. Provide 4 months verifiable full direct deposit
2. Be in good standing with COPOCO CCU for the previous 4 months
3. Make loan payment using Auto Transfer

*APR = Annual Percentage Rate

Effective RATE Date = date in which one or more rates changed.  Current rate listed will be used in calculation on date loan application is submitted. 

All listed rates subject to change at anytime without notice as determined by the Credit Union Board of Directors.

button links 1 button links 2 button links 3 button links 4 button links 5 button links 1 button links 6