| New / Used Autos & Street Bikes (225 CC or Higher) |
| Effective Date: Wednesday, April 30th, 2025 |
| Term | Annual Percentage Rate | Sample Payment Amount monthly per $1,000 borrowed based on maximum term |
| 0 - 60 months |
6.25% APR |
$19.45 |
| 61-72 months |
6.50% APR |
$16.81 |
| 73-84 months |
7.00% APR |
$15.10 |
| 85-96 mos 2018 |
8.25% APR |
$14.27 |
| 97-108 mos 2019 |
9.00% APR |
$13.55 |
| 109-120 mos 2020+ |
9.50% APR |
$12.94 |
| APR = Annual Percentage Rate | The APR you receive is based on your credit worthiness and the term of your loan |
| *These rates are subject to change depending on the year of the vehicle. |
| Secured Toy Loans |
| Effective Date: Wednesday, April 30th, 2025 |
| Term | Annual Percentage Rate | Sample Payment Amount monthly per $1,000 borrowed based on maximum term |
| 0 - 60 months |
7.00% APR |
$19.81 |
| 61 - 72 months |
7.25% APR |
$17.18 |
| 73-84 months |
7.75% APR |
$15.47 |
| 85-96 months |
8.00% APR |
$14.14 |
| 97-108 months |
8.25% APR |
$13.15 |
| 109-120 months |
8.50% APR |
$12.41 |
| APR = Annual Percentage Rate | The APR you receive is based on your credit worthiness and the term of your loan |
| *120 months has a $30,000 minimum purchase price. |
| Unsecured Loans - We Can Help! |
| Effective Date: 10/19/2023 |
| $35.00 processing fee |
| Term | Annual Percentage Rate | Sample Payment Amount monthly per $1,000 borrowed based on maximum term |
| 0 - 36 months |
9.50% APR |
$32.05 |
| 37 - 48 months |
10.50% APR |
$25.62 |
| 49 - 60 months |
11.50% APR |
$22.01 |
| 61-72 months |
13.75% APR |
$20.49 |
| PR = Annual Percentage Rate | The APR you receive is based on your credit worthiness and the term of your loan |
| Buck$ and Dough "No Credit Check" Loan Special |
| Effective Date: Oct. 1 thru Dec. 30 |
| Term | Interest Rate / APR* | Application Fee | Sample Payment Amount monthly per $1,100 borrowed based on maximum term |
| 11 months |
18% / 24.46% |
$35.00 |
$109.14 |
| $1,500 maximum limit available to Members whom have successfully paid off their Buck$ and Dough Loan from last year's promotion. |
| *APR = Annual Percentage Rate | No other discounts apply |
| LOAN SPECIAL REQUIREMENTS |
| 1. Provide 4 months verifiable full direct deposit |
| 2. Be in good standing with COPOCO CCU for the previous 4 months |
| 3. Make loan payment using Auto Transfer |
