| New / Used Autos & Street Bikes (225 CC or Higher) |
| Effective Date: 07.01.18 |
| Term | Rate | Sample Payment Amount |
| 0 - 71 months |
2.25% APR |
$15.06 / mo per $1,000 borrowed based on maximum term |
| 72 - 83 months |
2.75% APR |
$13.25 / mo per $1,000 borrowed based on maximum term |
| 120 months |
4.75% APR |
$10.49 / mo per $1,000 borrowed based on maximum term |
| 84 - 95 months |
3.25% APR |
$11.96 / mo per $1,000 borrowed based on maximum term |
| 96 - 107 months |
3.75% APR |
$11.02 / mo per $1,000 borrowed based on maximum term |
| 108 - 119 months |
4.25% APR |
$10.32 / mo per $1,000 borrowed based on maximum term |
| APR = Annual Percentage Rate | Ask About Rate Discount Options | Upon applicant qualification | The APR (annual percentage rate) you receive is based on your credit worthiness and the term of your loan |
| Boats & Travel Trailers |
| Effective Date: 07.01.18 |
| Term | Rate | Sample Payment Amount |
| 0 - 71 months |
3.00% APR |
$15.40 / mo per $1,000 borrowed based on maximum term |
| 72 - 83 months |
3.50% APR |
$13.59 / mo per $1,000 borrowed based on maximum term |
| 84 - 95 months |
4.00% APR |
$12.31 / mo per $1,000 borrowed based on maximum term |
| 96 - 107 months |
4.50% APR |
$11.37 / mo per $1,000 borrowed based on maximum term |
| 108 - 119 months |
5.00% APR |
$10.68 / mo per $1,000 borrowed based on maximum term |
| 120 months |
5.50% APR |
$10.86 / mo per $1,000 borrowed based on maximum term |
| APR = Annual Percentage Rate | Ask About Rate Discount Options | Upon applicant qualification | The APR (annual percentage rate) you receive is based on your credit worthiness and the term of your loan |
| Personal Recreational Vehicles |
| Effective Date: 07.01.18 |
| Term | Rate | Sample Payment Amount |
| 0 - 59 months |
4.00% APR |
$18.71 / mo per $1,000 borrowed based on maximum term |
| 60-71 months |
4.00% APR |
$15.22 / mo per $1,000 borrowed based on maximum term |
| 72 - 83 months |
4.50% APR |
$14.05 / mo per $1,000 borrowed based on maximum term |
| 84 - 95 months |
5.00% APR |
$12.67 / mo per $1,000 borrowed based on maximum term |
| APR = Annual Percentage Rate | Ask About Rate Discount Options | Upon applicant qualification | The APR (annual percentage rate) you receive is based on your credit worthiness and the term of your loan |
| Personal Loans - You have dreams, we have money! |
| Effective Date: 07.01.18 |
| Term | Rate | Sample Payment Amount |
| 12 - 36 months |
8.25% APR |
$31.46 / mo per $1,000 borrowed based on maximum term |
| 37 - 48 months |
9.25% APR |
$25.01 / mo per $1,000 borrowed based on maximum term |
| 49 - 60 months |
10.25% APR |
$25.00 / mo per $1,000 borrowed based on maximum term |
| APR = Annual Percentage Rate | Ask About Rate Discount Options | Upon applicant qualification | The APR (annual percentage rate) you receive is based on your credit worthiness and the term of your loan |
| Debt Consolidation |
| Effective Date: 07.01.18 |
| $35.00 processing fee |
| Term | Rate | Sample Payment Amount |
| 0-36 months |
9.75% APR |
$32.04 / mo per $1,000 borrowed based on maximum term |
| 48 months |
10.75% APR |
$25.62 / mo per $1,000 borrowed based on maximum term |
| 60 months |
11.75% APR |
$22.01 / mo per $1,000 borrowed based on maximum term |
| APR = Annual Percentage Rate | Ask About Rate Discount Options | Upon applicant qualification | The APR (annual percentage rate) you receive is based on your credit worthiness and the term of your loan |
| Buck$ and Dough "No Credit Check" Loan Special |
| Effective Date: Oct. 1 thru Dec 28 |
| Term | Rate | Sample Payment Amount | Fee |
| 11 months |
18.00% APR |
$99.27 / mo per $1,000 borrowed based on maximum term |
$35.00 Application Fee |
| $1,500 maximum limit available to Members whom have successfully paid off thier previous Buck$ and Dough Loan |
| APR = Annual Percentage Rate | No other discounts apply to this loan promotion |
| Loan Special Requirements: |
| 1. Provide 4 months verifiable full direct deposit |
| 2. Be in good standing with COPOCO CCU for the previous 4 months |
| 3. Make loan payment using Auto Transfer |
