New / Used Autos & Street Bikes (225 CC or Higher) |
Effective Date: Friday, December 13th, 2024 |
Term | Annual Percentage Rate | Sample Payment Amount monthly per $1,000 borrowed based on maximum term |
0 - 60 months |
6.25% APR |
$19.45 |
61-72 months |
6.50% APR |
$16.81 |
73-84 months |
7.00% APR |
$15.10 |
85-96 mos 2018 |
8.25% APR |
$14.27 |
97-108 mos 2019 |
9.00% APR |
$13.55 |
109-120 mos 2020+ |
9.50% APR |
$12.94 |
APR = Annual Percentage Rate | The APR you receive is based on your credit worthiness and the term of your loan |
*These rates are subject to change depending on the year of the vehicle. |
Secured Toy Loans |
Effective Date: Friday, December 13th, 2024 |
Term | Annual Percentage Rate | Sample Payment Amount monthly per $1,000 borrowed based on maximum term |
0 - 60 months |
7.00% APR |
$19.81 |
61 - 72 months |
7.25% APR |
$17.18 |
73-84 months |
7.75% APR |
$15.47 |
85-96 months |
8.00% APR |
$14.14 |
97-108 months |
8.25% APR |
$13.15 |
109-120 months |
8.50% APR |
$12.41 |
APR = Annual Percentage Rate | The APR you receive is based on your credit worthiness and the term of your loan |
*120 months has a $30,000 minimum purchase price. |
Unsecured Loans - We Can Help! |
Effective Date: 10/19/2023 |
$35.00 processing fee |
Term | Annual Percentage Rate | Sample Payment Amount monthly per $1,000 borrowed based on maximum term |
0 - 36 months |
9.50% APR |
$32.05 |
37 - 48 months |
10.50% APR |
$25.62 |
49 - 60 months |
11.50% APR |
$22.01 |
61-72 months |
13.75% APR |
$20.49 |
PR = Annual Percentage Rate | The APR you receive is based on your credit worthiness and the term of your loan |
Buck$ and Dough "No Credit Check" Loan Special |
Effective Date: Oct. 1 thru Dec. 30 |
Term | Interest Rate / APR* | Application Fee | Sample Payment Amount monthly per $1,100 borrowed based on maximum term |
11 months |
18% / 24.46% |
$35.00 |
$109.14 |
$1,500 maximum limit available to Members whom have successfully paid off their Buck$ and Dough Loan from last year's promotion. |
*APR = Annual Percentage Rate | No other discounts apply |
LOAN SPECIAL REQUIREMENTS |
1. Provide 4 months verifiable full direct deposit |
2. Be in good standing with COPOCO CCU for the previous 4 months |
3. Make loan payment using Auto Transfer |