Featured Rates

Featured Rates
Effective Date: 04/01/2014
Auto Loans 48 month as low as 2.00% APR*
Recreational Vehicles 48 month as low as 2.00% APR*
Personal Loan 36 month as low as 7.50% APR*

Rates based on rate discount calculation & credit approval.


Have you tried "MOBILITI" Mobile Account Access?
I would be lost without it - I love the convenience!
I don't know too much about it . I would like to learn more about it!
I have a smartphone, I am not sure how to set it up.

..helping each member realize their financial goals and dreams since 1951... 

"HeartBleed Bug"

On April 7, 2014, researchers disclosed a vulnerability in a technology called OpenSSL that powers encryption across much of the internet.  The vulnerability is commonly known as the "OpenSSL Heartbleed Flaw."

Your COPOCO Team took immediate action to secure infrastructure against this flaw.  We want to let you know  that COPOCO systems are not vulnerable to the "HeartBleed" flaw.

Although we have no reason to believe that any part of our service has been improperly accessed due to this vulnerability, as a matter of best practice we would like to recommend that all our members reset their passwords.

Mark Your Calendar for our

20th Annual Kids Club Safety Day!

Saturday, June 7th | 8:30am - 12 noon | Wilder Road Branch

Smoke House | Child ID Program | Free Bike Helmets (while supplies last) | Ambulance | 911 Simulator | Child Safety Seat Check | Bay City Police and much more...


Financial Resources




“Don’t Tax My Credit Union” is a national campaign dedicated to ensuring Congress doesn’t raise taxes on 96 million credit union members nationwide and preserves financial choice for American consumers. Join us today to share your story and tell Congress: Don’t Tax My Credit Union!



The Security and Privacy of your payments are important. Protect your card with your own personal password so only you can purchase with them online. It is easy, safe and free of charge.


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Report Lost / Stolen Card

VISA Credit Card

866-539-9069 800-572-0725


800-472-3272 800-292-2897


Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act