The Credit Union Difference - COPOCO Community CU

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COPOCO Community CU
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  • August Skip-A-Pay is here. Click learn more for more information.
  • Need help with Back to School shopping? We can help with our COPOCO Visa. Click learn more to find out how.
  • POWERLINE Audio Teller 1-844-315-7618 24 hour banking
  • Save the Date for member appreciation day & shred event 2022.  Straits Branch Aug. 12th 1:00pm till 3:00pm. Cabaret Branch Aug. 19th 1:00pm till 3:00pm. Wilder Branch Aug. 26th 1:00pm till 3:00pm
  • August Skip-A-Pay is here. Click learn more for more information.
  • Need help with Back to School shopping? We can help with our COPOCO Visa. Click learn more to find out how.
  • POWERLINE Audio Teller 1-844-315-7618 24 hour banking
  • Save the Date for member appreciation day & shred event 2022.  Straits Branch Aug. 12th 1:00pm till 3:00pm. Cabaret Branch Aug. 19th 1:00pm till 3:00pm. Wilder Branch Aug. 26th 1:00pm till 3:00pm
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COPOCO Community CU: About Us

COPOCO Community Credit Union is a credit union, not a bank.  What is the difference?  The difference is the credit union exists out of an International social purpose of people helping people.  Credit unions are not for profit, not for charity, but for service decisions made based on what is best for the credit union members.  Also a volunteer board runs a credit union.  Every member has a vote in how the credit union is run. 

The Difference Between Credit Unions and Banks

Credit Unions Banks
Members are owners.  Banks are owned by a group of investors
Not for profit, not for charity, but for service.  Decisions made are based on what is best for the credit union's members. Exist solely to make a profit for their stockholders.  Decisions made based on what will give stockholders more profit.
A Volunteer Board runs a credit union.  Every member has a vote in how the credit union is run. Banks are run by the investors.  Their customers have no say in how the bank is run.
Credit Unions are not-for-profit.  This allows us to offer competitive dividends and loan rates. Banks are for profit.  The investors receive any surplus income, it is not passed onto their customers.
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