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COPOCO Community CU
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  • Need Debt relief? We can help. Talk to a loan officer today.
  • Unexpected college expenses? Ask a loan office how we can help today.
  • Use your COPOCO Visa Ã??Ã?® when back to school shopping and earn 2 time the UCHOOSE rewards points. Need a Visa Ã??Ã?® we can help with that as well. Contact a loan officer today.
  • Let COPOCO help you with a new mortgage.
  • Need Debt relief? We can help. Talk to a loan officer today.
  • Unexpected college expenses? Ask a loan office how we can help today.
  • Use your COPOCO Visa ® when back to school shopping and earn 2 time the UCHOOSE rewards points. Need a Visa ® we can help with that as well. Contact a loan officer today.
  • Let COPOCO help you with a new mortgage
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COPOCO Community CU: About Us

COPOCO Community Credit Union is a credit union, not a bank.  What is the difference?  The difference is the credit union exists out of an International social purpose of people helping people.  Credit unions are not for profit, not for charity, but for service decisions made based on what is best for the credit union members.  Also a volunteer board runs a credit union.  Every member has a vote in how the credit union is run. 

The Difference Between Credit Unions and Banks

Credit Unions Banks
Members are owners.  Banks are owned by a group of investors
Not for profit, not for charity, but for service.  Decisions made are based on what is best for the credit union's members. Exist solely to make a profit for their stockholders.  Decisions made based on what will give stockholders more profit.
A Volunteer Board runs a credit union.  Every member has a vote in how the credit union is run. Banks are run by the investors.  Their customers have no say in how the bank is run.
Credit Unions are not-for-profit.  This allows us to offer competitive dividends and loan rates. Banks are for profit.  The investors receive any surplus income, it is not passed onto their customers.
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