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COPOCO Community CU
Online Account Access 24/7
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Simplify your life with your COPOCO VISA®

COPOCO Platinum VISA® 

NO FEE Visa Balance Transfer 6.90% APR* and Double Reward Points on FOOD & FUEL Purchases

VISA Platinum

  • Low 9.90% APR*     
  • No annual fee
  • Uchoose Rewards
    • Earn 1,000 points for signing up | one 1,000 bonus point award per member account
  • Worldwide acceptance
  • Credit Line increases only upon your request & qualification
  • Payments* may be made:
            -  In person at the credit union office
            -  Online through  COPOCO@home bill pay
            -  US Mail:  VISA
                               PO Box 1040
                               Bay City MI 48706

*A VISA payment exceeding $1,000.00  will result in the postponement of funds availability. All payments up to and including $1,000.00 will be posted with funds available in 1 to 2 business days.  The amount of the payment that exceeds $1,000.00 will be posted on the date VISA payment was processed; however, payment funds greater than $1,000.00 will become available 7 days later.  Interest will be calculated according to payment process date, not funds availability date.

VISA® Platinum Disclosure 


Online VISA Account Access

Online Access makes it easier and more convenient than ever to manage your credit card account:  

  • Make a payment
  • View my bill
  • View your statement history and recent transactions
  • Enjoy the convenience of 24 hour access

HELOC VISA®  (Home Equity Line of Credit)

  • Secured by the credit in your home
  • 15 years to repay
  • Fees for closing costs, such as appraisal, recording fees, application fee, title insurance, and cancellation fee are waived at closing, but will be repayable to COPOCO Community Credit Union in the event you do not maintain an account balance during the first three (3) years of the draw period.
  • Low "Draw Period" payments
  • Possible tax savings

HELOC VISA® Platinum Application & Disclosure Available at our office location.

COPOCO Community Credit Union NMLS ID# 184528
Dave Ward, Mortgage Officer Mary Beth Bli   Kendra Christensen
Residential & Commercial Real Estate Mortgage Officer Vice President of Lending
NMLS ID# 1012952 NMLS ID #1370122 NMLS ID# 1595957

*APR = Annual Percentage Rate

Helping each member realize their financial goals and dreams